Here's a quick update on the Treasure Coast single-family housing market for the year ending May 2026.

The overall story is that inventory remains tighter across the region than it was a year ago, while market activity varies by county.

June 2026 Market Update by Mona Leonard

In Martin County, closed sales were 209, down 11%, while months supply of inventory declined from 6.3 months to 4.1 months. New listings rose to 237, up 7.2%, and pending sales increased 23% to 195.

In Palm Beach County, closed sales reached 1,437, up 7.7% year over year. Months supply of inventory dropped from 5.8 months to 4.1 months. New listings came in at 1,603, down 8.6%, while pending sales were up 20% at 1,530.

In St. Lucie County, closed sales were 500, down 5.5%. Months supply of inventory moved down from 5.9 months to 5.0 months. New listings were 627, up 1.3%, while pending sales were down just 0.9% at 570.

In Indian River County, closed sales were 250, down 8.4% year over year. Months supply of inventory declined from 5.9 months to 5.0 months. New listings rose to 284, up 1.8%, and pending sales increased 16% to 301.

The biggest takeaway is that months supply of inventory is down in all four counties compared to last year. Buyer demand appears strongest in Martin, Palm Beach, and Indian River Counties, while St. Lucie remains a bit more balanced. 

If you would like to know what these numbers mean for your neighborhood, your home’s value, or your buying and selling plans, let's connect. 

Mona

Treasure Coast Real Estate Market Update: Inventory Is Tightening

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Here’s a quick look at what the Treasure Coast market is telling us right now.

The overall theme is this: inventory is tightening across the region, and that is creating more competitive conditions in several counties.

In Martin County, we’re seeing one of the strongest shifts. Closed sales are up significantly, pending sales are also up, and months supply of inventory has dropped sharply. That combination points to a market that is leaning more in favor of sellers.

Palm Beach County is showing a similar pattern. Inventory is down, new listings are down, and closed sales are still moving higher. The message there is that the market is tightening, even if it is doing so more gradually.

In St. Lucie County, the market feels a little more balanced. Inventory has come down, but not as aggressively, and sales activity is more steady. So while conditions are improving, it is not as intense as what we’re seeing in Martin or Palm Beach.

And in Indian River County, inventory is also getting tighter. Closed sales are up, but new listings and pending sales are down, which tells us supply remains constrained and this is a market to watch closely.

The bottom line is that buyers and sellers need to pay attention to local conditions, because each county is moving a little differently. 

For buyers, this market data suggests that opportunities still exist, but preparation matters. In counties where inventory is falling and sales are rising, the best properties may attract attention more quickly.

For sellers, these trends reinforce the importance of strong pricing, presentation, and marketing. In markets like Martin County and Palm Beach County especially, tighter inventory can create opportunity, but sellers still need to position their homes carefully to capture the most interest.

The biggest takeaway is that the Treasure Coast market is tightening overall, but each county is moving at its own pace. That is why neighborhood-level and price-point-specific guidance matters more than broad headlines alone.

Final Takeaway

The Treasure Coast single-family market is showing a meaningful year-over-year shift. Martin County appears to be making the strongest move toward seller-leaning conditions. Palm Beach County is tightening steadily. St. Lucie County remains somewhat more balanced. Indian River County is also seeing supply tighten, making it an important market to watch.

If you are thinking about buying or selling in Martin County, Palm Beach County, St. Lucie County, or Indian River County, understanding these trends can help you make better decisions about timing, pricing, and strategy. If you want to know what this means for your neighborhood, your price point, or your next move, let’s connect.

Best,

Mona

If you are watching the Treasure Coast real estate market right now, the clearest signal is inventory.

Treasure Coast Inventory Update: More Choices for Buyers, More Strategy for Sellers by Mona Leonard

As of March 2026, the months supply of inventory for single-family homes is:

• Indian River County: 5.4 months
• Martin County: 4.4 months
• Palm Beach County: 4.7 months
• St. Lucie County: 5.2 months

That tells us the market across the region is relatively similar right now, with inventory levels sitting in a range that gives buyers more options while also creating more competition for sellers.

What Current Inventory Means

In practical terms, today’s market is no longer defined by the extremely tight conditions buyers experienced in prior periods. There is more selection on the market, which can mean more negotiating room, more time to compare homes, and more opportunity to find the right fit.

For sellers, this shift means strategy matters more. Pricing correctly from the start, preparing the home well, and presenting it in the best possible light can make a meaningful difference in how a property performs.

A Market That Looks More Balanced

While inventory rose and shifted over the last two years, the bigger takeaway today is how comparable these county markets currently are.

Indian River County did stand out briefly with a sharper inventory spike earlier this year, but by March it settled back into a range that is still broadly in line with the rest of the region. That makes the current market feel more balanced overall, even though each neighborhood and price point can still behave differently.

What Buyers Should Know

If you are thinking about buying, this market may offer more choices and less pressure than a tighter inventory environment. That can be especially helpful when you want time to evaluate location, condition, and value carefully.

And as an added bonus, when you buy a home with me, I’m offering a Free Home Warranty to help give you added peace of mind after closing.

What Sellers Should Know

If you are planning to sell, buyers are still active, but they are comparing more options. That means presentation, pricing, marketing, and positioning are critical. The homes that stand out are the ones that are prepared well and introduced to the market strategically.

Final Takeaway

The biggest message in today’s Treasure Coast market is simple: current inventory is giving buyers more opportunity and requiring sellers to be more intentional.

If you would like to understand what these numbers mean for your neighborhood, price point, or moving plans, let’s connect.

March 2026 Real Estate Market Update

Treasure Coast & Palm Beach County Housing Trends

As we move into spring, the latest data provides a clear and encouraging view of our local real estate market across Indian River, Martin, Palm Beach, and St. Lucie Counties.

By comparing February 2026 to February 2024, we gain valuable insight into both pricing stability and buyer activity — two of the most important indicators in today’s market.

📊 Median Sale Price – February 2026 vs. February 2024

• Indian River County: $427,500 — Stable
• Martin County: $544,500 — Adjusted from prior highs
• Palm Beach County: $675,000 — Up
• St. Lucie County: $390,000 — Stable

📈 Closed Sales – February 2026

• Indian River County: 199 homes — Increased activity
• Martin County: 152 homes — Slightly below prior levels
• Palm Beach County: 1,089 homes — Holding steady
• St. Lucie County: 383 homes — Slight adjustment

📍 What This Means for the Market

The most important takeaway is this:

Pricing remains remarkably stable across the Treasure Coast and Palm Beaches — even after two years of shifting interest rates and economic headlines.

At the same time, we are seeing targeted increases in transaction activity, particularly in Indian River County, with steady performance in Palm Beach County.

This tells us:

• Buyers are still active — but more selective
• Sellers are successful when properly positioned
• The market is balanced, not overheated
• Strategic pricing and presentation matter more than ever

🧭 A Strategic Market, Not a Speculative One

Markets like ours are no longer driven by urgency — they are driven by intention.

Palm Beach County continues to show upward price strength, particularly in lifestyle and luxury segments. Indian River County’s increase in closed sales signals renewed confidence. Martin and St. Lucie Counties are presenting opportunities for buyers who value long-term positioning.

🏡 In Summary

✔️ Equity remains protected
✔️ Demand continues, especially for well-prepared homes
✔️ Opportunities exist for both buyers and sellers who plan strategically

As we enter the spring season, preparation and positioning will define success.

If you’re considering buying, selling, or simply want to understand your home’s current market value, I would be happy to provide a personalized consultation.

Buying with me means a free One Year Home Warranty to protect your new asset! 

Enjoy the springtime,

Mona

February 2026 Market Intelligence A Two-Year Perspective on Strength

Closed Sales Are Up Across All Four Counties

Here's a quick February market update comparing where we are today versus two years ago.

In January 2026, median sale prices were:
• $423,125 in Indian River County
• $507,500 in Martin County
• $700,000 in Palm Beach County
• $389,950 in St. Lucie County

When we compare that to January 2024, we see stability and growth — particularly in Indian River and Palm Beach Counties.

But here’s the most important part:
Closed sales are significantly up across all four counties.

Indian River is up 64%.
Martin is up 38%.
Palm Beach is up 15%.
St. Lucie is up 26%.

That tells us something important — buyers are active again. Sellers are making moves. Confidence is returning to the market.

This isn’t a speculative market. It’s a strategic one.

If you’re considering a move in 2026, positioning and preparation matter more than timing headlines.

If you’d like a private review of your home’s value or a buying strategy session, let's connect.

Schedule a custom real estate consultation:
https://www.monaleonard.com/15-minute-consultation/

As part of my commitment to protecting your investment and providing peace of mind, all of my buyers and sellers receive a Free Home Warranty. Coverage helps reduce unexpected repair costs. Restrictions and exclusions apply.

The most important takeaway is this: more homes are selling than two years ago. Buyers are active. Sellers are transacting. Confidence is returning.

While pricing has adjusted in certain segments, equity across our region remains protected and demand continues — especially for well-positioned homes.

Real estate remains one of the most reliable long-term wealth-building strategies. In strategic markets like ours, thoughtful planning makes all the difference.

If you’re considering buying, selling, or simply evaluating your current equity position, I would be honored to provide a personalized market consultation.

Enjoy the day!

Mona

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This content is for general informational purposes only and should not be considered legal, tax, or financial advice. Real estate information is not a guarantee of future performance. Home warranty coverage is subject to terms, conditions, restrictions, and exclusions. Each office independently owned and operated. 

Closed Sales Are Up Across All Four Counties

What rising closed sales, stabilizing inventory, and local price trends mean for buyers and sellers across the Treasure Coast

As we close out December 2025, the Treasure Coast real estate market is showing clear signs of renewed strength and balance. Across all four counties — Martin, St. Lucie, Palm Beach, and Indian River — year-over-year closed sales have increased significantly, indicating that more inventory is successfully moving through the marketplace.

This is an important signal. When homes are selling at a steady pace, it reflects a healthier market environment for both buyers and sellers.

Closed Sales Are Up Across the Treasure Coast

Each county is experiencing meaningful growth in closed sales compared to last year:

Palm Beach County has seen a  31 percent increase in year-over-year closed sales for December 2025. St Lucie County follows with an increase of about 22 percent. Indian River County has posted strong momentum as well, with roughly a 25 percent increase in closed sales. Martin County home sales are up a whopping 79 percent even though it's the lowest in inventory, showing strong growth.

These increases confirm that buyer demand is active and that properties priced and prepared correctly are moving.

Inventory Levels Point to a More Balanced Market

Months of supply across all four counties is hovering between four and a half to five months. This is notably higher than December 2023, when inventory levels were much tighter.

Today’s supply levels indicate a more stable and balanced market — one where buyers have choices and sellers who plan well can still achieve strong outcomes without the volatility of prior years.

Median Sale Prices: A Tale of Two Markets

Median sale prices across the Treasure Coast reveal an important distinction between counties.

Palm Beach and Martin Counties have experienced significant price appreciation over the past two years, reflecting strong long-term demand and continued appeal.

In contrast, median sale prices in St. Lucie and Indian River Counties have remained relatively flat. This stability has created attractive conditions for buyers seeking value and for sellers who price realistically within today’s market dynamics.

Average Sale Prices Show Healthy Growth Patterns

Average sale prices further reinforce the region’s overall strength:

Palm Beach County now averages approximately $1.35M per sale, leading the region.
Martin County’s average sale price adjusted from approximately $822k to $768k over the two-year period, reflecting a normalization rather than weakness. Indian River County grew from roughly $520k to $662k. St. Lucie County increased from approximately $419k to $454k. 

These trends point to a market that is recalibrating — not retreating — and doing so in a healthier, more sustainable way.

What This Means for Buyers and Sellers

For buyers, interest rates have eased from recent highs, inventory levels are more comfortable, and pricing has stabilized in many areas. This combination creates opportunities that simply didn’t exist in tighter markets.

For sellers, homes that are priced correctly, prepared thoughtfully, and marketed professionally are benefiting from renewed buyer activity and improved absorption.

Added Value for My Buyers and Sellers

As part of my commitment to protecting your investment and providing peace of mind, all of my buyers and sellers receive a Free Home Warranty. Coverage helps reduce unexpected repair costs during and after the transaction. Restrictions and exclusions apply.

Ready to Discuss Your Real Estate Plans?

If you’re thinking about buying, selling, or investing on the Treasure Coast, now may be the right time to explore your options with clarity and confidence.

Schedule a custom real estate consultation:
https://www.monaleonard.com/15-minute-consultation/

Enjoy the day!

Mona

What the New Federal Tax Law Means for Homeowners, Buyers, and Sellers

December 2025 Market Update by Mona Leonard

The One Big Beautiful Bill, signed into law by President Trump on July 4th, introduced sweeping federal tax relief that affects many Americans — and it has meaningful implications for real estate decisions heading into 2026 and beyond.

While tax policy can feel complex, several provisions stand out for homeowners, buyers, sellers, retirees, and business owners. Understanding how these changes fit into your overall plans can creates more confident decisions in the year ahead.

Permanent Federal Tax Brackets: Stability Matters

One of the most significant outcomes of the new law is the permanent extension of lower federal tax brackets and rates. These rates, first introduced under the 2017 Tax Cuts and Jobs Act, were scheduled to expire on December 31, 2025.

The new legislation prevents that expiration and makes the lower brackets permanent — unless Congress chooses to change them in the future. For homeowners and sellers, this provides something incredibly valuable: predictability. Knowing your tax environment is stable helps with long-term planning around selling, downsizing, upgrading, or investing.

Higher Standard Deductions Beginning in 2026

Starting in 2026, the standard deduction increases to:

$15,750 for single filers

$31,500 for married couples filing jointly

Future increases will be tied to inflation, helping deductions keep pace with the cost of living. For many households, this means more income shielded from federal taxes — particularly helpful in years involving major financial events such as selling a home.

New Tax Advantage for Americans Age 65 and Older

Taxpayers 65 and older will be eligible for an additional deduction:

$6,000 for individuals

$12,000 for married couples

This deduction is in addition to the standard deduction and applies to tax years 2025 through 2028. It does phase out at higher income levels and is temporary, making thoughtful timing especially important for retirees considering downsizing, relocating, or simplifying their lifestyle.

Capital Gains Relief for Business Owners

Business owners received a notable update under the new law. Capital gains on qualifying businesses may now be excluded as follows:

50% exclusion after 3 years

75% exclusion after 4 years

100% exclusion after 5 years

The maximum exclusion increases to $15 million, up from $10 million. For entrepreneurs who own real estate tied to their business or are planning an exit, this change could significantly affect long-term strategy.

Additional provisions aim to support working Americans and families:

Overtime and tip income taxes are sharply reduced

Interest on qualifying car loans is now tax deductible

These changes can improve monthly cash flow, potentially strengthening purchasing power for buyers or freeing up resources for homeowners planning their next move.

Why This Matters for Real Estate Decisions

Tax laws don’t operate in isolation. They influence:

When to sell or buy

How much you may keep after a sale

Retirement and downsizing plans

Investment and lifestyle choices

With permanent tax brackets, higher deductions, and new targeted benefits, December 2025 is an ideal time to review your options and plan ahead — even if you’re not planning an immediate move.

Added Value for My Buyers and Sellers

As part of my commitment to protecting your investment and providing peace of mind, all of my buyers and sellers receive a Free Home Warranty.

✔ Covers major systems and appliances

✔ Helps reduce unexpected repair costs

✔ Adds value and confidence during and after a transaction

Restrictions and exclusions apply. Coverage details vary by plan.

Let’s Talk Strategy

Every situation is different, and understanding how these tax changes intersect with your real estate goals can make a meaningful difference.

📅 Schedule a complimentary 15-minute consultation:

👉 https://www.monaleonard.com/15-minute-consultation/

Merry Christmas and Happy Holidays,

Mona 

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This content is for general informational purposes only and is not intended as tax, legal, or financial advice. Tax laws are subject to change, and individual circumstances vary. Please consult a qualified tax professional or financial advisor regarding your specific situation. Real estate services and home warranty coverage are subject to terms, conditions, restrictions, and exclusions.

Each office independently owned and operated. 

Interest rates are down! Welcome news for many buyers. Conventional 30 year fixed rates are around 6.12%, FHA 30 year fixed rates are at 5.84%, VA 30 year fixed rates are about 5.8% and the USDA 30 year fixed rate is 5.77% according to Home Front Mortgage. The Fed is expected to lower them again in November.

The four counties of the Treasure Coast are showing a range of cash buyers between about 23% in St Lucie County to as high as 43% in Martin County. Palm Beach County cash sales are at about 40% and some of those sales will be contingent on the sale of another house. When those properties close, typically "simultaneously," the cash out of the sale of the buyers home sale is typically applied to the purchase of their new home. These are considered cash sales, just like actually paying cash.

According to the National Association of Realtors (NAR), the younger Boomers are the highest buying and selling groups with older Boomers and Gen Xers lagging behind. They will catch up over time as more Boomers retire and rely more on fixed incomes.  

The American Dream is alive and well in the U.S. for 22% buyers have that as the main motivation of owning a home. The second reason, at 14%, is to be closer to friends and family, with 10% of buyers wanting or needing more space. The info below also shows how inventory of homes on the market is not even measured. Investors may track this, but almost all people buy and sell for their own personal needs and emotional reasons.

If you know someone interested in buying or selling, or someone experiencing distress with their home based on tax increases, homeowners insurance, general inflation or life changes, I can help. Get a professional opinion, especially in today's shifting market.

Buyers working with me receive a Free Home Warranty when they purchase so no need to worry about things breaking down right after moving in. And sellers receive the Free Home Warranty to offer to potential buyers, with the best negotiations and a smooth transaction based on the seller's needs and current market conditions.

For specific insights and a free custom consultation, call 772-530-6131 or visit  monaleonard.com.

Enjoy this great weather!

Mona

These Stuart area public golf courses are open year-round, and each has unique qualities, challenges, and benefits. No matter your skill level, you'll enjoy playing golf in the beautiful surroundings of any of these Stuart area public golf courses.

Eagle Marsh Golf Course

The first of the 5 Stuart area public golf courses is Eagle Marsh. Considered one of the most challenging courses in the area. Located in beautiful Jensen Beach, with a signature 18th hole with two different greens to choose from, Eagle Marsh is nestled directly next to the breathtaking Savannahs. Enjoy the full-service bar and restaurant after your game. Priced competitively. The five Stuart area public golf courses I'm reviewing are below. 

Palm Cove Golf Course

Beginners and seasoned players alike can improve their game at Palm Cove, in the heart of Palm City. The greens are typically reachable in regulation, and the narrow fairways discipline even scratch golfers. Palm Cove is affordable, with a pleasant staff attentive to your needs.

Heritage Ridge Golf Course

Heritage Ridge in Hobe Sound is our third pick of five Stuart area public golf courses. With a more forgiving approach,  wider fairways, and fewer obstacles, Heritage Ridge is reasonably priced and favored by many seniors. If you love playing golf year-round, enjoy the great summer rates.

Martin Downs Golf Course

Martin Downs Country Club is in beautiful Palm City. Near Florida's Turnpike entrance on SR 714, this gated community has a forgiving course. The open fairways are relatively obstacle-free for your next time out. Opening at 11 am, the full-service restaurant and bar will hit the spot! Reasonable summer rates too.

Champion Turf Club at St. James Golf Course

Champion Turf Club (at St. James) sports a full-service bar, snacks, and a little pro shop. With lightning-fast greens and open fairways, this north Port St Lucie course has long pars 4's and is considered challenging. Competitively priced. 

As a Treasure Coast Insider (including you), please get in touch with Mona Leonard for additional information on these and other Stuart area public golf courses. Mona is always happy to share Treasure Coast Insider information. 772-530-6131